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A letter from Al Mendelsohn
Competition = Lower Costs
The insurance industry includes hundreds of different companies hoping to earn your business. It is a very competitive market and it pays to shop around for the very best deals. This is where we come in.
Whether you're searching for Life Insurance, Annuities, IRA's and other retirement strategies, Health Insurance for individuals or groups, you must be well-informed and well-advised to get the most out of your premium dollars. An experienced and independent agent who represents multiple insurance carriers can make a huge difference in what you pay for coverage.
Fewer than 60% of Americans have life insurance and half of those that do are under insured. That means that that every year children don't just lose a parent, they lose a place to live, a college education, a dream wedding, and an opportunity for a good life. Every year husbands and wives are left without a time to grieve and have to figure out how they will live on one income. Don't let this happen to you.
Medicare by itself has a high deductible for hospital admission ($1,408 just to be admitted), and it only pays 80% of eligible doctor costs. A serious illness could set you back many thousands of dollars. The right Medicare Supplement policy covers all or most out-of-pocket medical expenses providing you with peace-of-mind and potential savings. Let us guide you insorting through the numerous Medicare options. We can also help you in choosing a Medicare prescription plan that includes your specific medications.
Nearly everybody is confused about their healthcare options - and rightly so. You can't rely on politicians or media reports for a clear and unbiased explanation. You want the facts, not opinions. We'd be happy to evaluate your current coverage and present you with side-by side comparisons of alternatives. As one of only 30 insurance brokers in Maryland who are privileged to get calls transferred directly from Maryland Health Connections, you know we are good. We are also a Maryland SHOP certified broker for small and medium sized businesses.
Your smile says a lot about you. It’s the first thing people see when they meet you. A healthy smile can make you feel more appealing, even more youthful. But did you know your smile also says a lot about your overall health?
That’s why it’s so important to protect your smile. Good dental care has been shown to significantly reduce your risk of heart disease. It helps control diabetes, and some studies show it prevents premature births.
Long-Term Care Insurance gives you the financial means and the support options you desire. Whether you require in-home visits, assisted living or skilled nursing care, Long-Term Care Insurance lifts the burden from those around you, improving the quality of life for yourself and for everyone you hold dear.
Your family will always come first. You wouldn`t want them to bear huge and unexpected financial burdens at the time of your passing. No matter what your age, it`s absolutely essential to have a plan in place to protect your loved ones when you are no longer able. Final Expense insurance will pay for your funeral service, bills and other associated costs.
Since 1948 we've been helping families and businesses prepare for what may happen. We have always acted with integrity, patience and knowledge to make sure that whatever happens financially everything will be fine.
Please don't hesitate to call us with your questions no matter whether you are already a valued customer, a potential client or if you simply need expert advice. There will never be a charge for our assistance or for a friendly, no-obligation chat.