Privacy Policy

Who We Are Our website address is

What Personal Data We Collect and Why Comments: When you leave comments on our site, we collect the data in the comments form, your IP address, and browser user agent string to combat spam. An anonymized string (hash) may be created from your email address and provided to the Gravatar service to verify usage. The Gravatar service privacy policy is at Upon comment approval, your profile picture is publicly visible in the context of your comment.

Media: If you upload images, avoid those with embedded location data (EXIF GPS). Visitors can extract this data from images on the site.

Contact Forms & Cookies: If you leave a comment, you may opt-in to save your name, email, and website in cookies. These are for your convenience and last for one year. When logging in, we set up cookies for login info and display choices, lasting for two days to a year, depending on your choices. Editing or publishing an article sets an additional cookie, which doesn’t contain personal data and expires after 1 day.

Embedded Content: Articles may include embedded content (e.g., videos, images). Such content behaves as if you visited the source site, which may collect data about you, use cookies, and monitor your interaction.

Analytics We may collect anonymized data for analytics purposes.

Data Sharing Your data is not shared with third parties except in cases like a password reset request, where your IP address is included in the reset email.

Data Retention Comments and their metadata are retained indefinitely. User-registered data (if applicable) is also stored and can be edited or deleted by users (username cannot be changed). Administrators can also see and edit this information.

Your Rights You can request an exported file of personal data we hold about you, including data you’ve provided. You can also request the erasure of your personal data. This excludes data we’re obliged to keep for administrative, legal, or security purposes.

Data Transfer Visitor comments may be checked via an automated spam detection service.

Contact Information For privacy-specific concerns, please refer to our contact page on

Additional Information

How We Protect Your Data We take the security of your data seriously. To protect your personal information, we implement a variety of security measures including secure servers, firewall technology, and encryption of sensitive data. Our website uses SSL (Secure Socket Layer) technology to ensure that your data is encrypted and securely transmitted over the internet. Regular malware scanning and security protocols are in place to prevent unauthorized access or disclosure.

Data Breach Procedures In the event of a data breach, we have procedures to mitigate any harm. This includes promptly notifying affected individuals if their personal data has been compromised, in accordance with applicable laws and regulations. We will also take immediate steps to identify the cause of the breach, secure our systems, and prevent future breaches. Reports of breaches will be made to relevant authorities as required.

Third Parties We Receive Data From We may receive information about you from third-party sources, such as marketing databases, public records, and other commercially available sources. This data is combined with information we already have about you to help us update, expand, and analyze our records, identify new customers, and provide products and services that may be of interest to you.

Automated Decision-Making and Profiling We do not use automated decision-making processes, including profiling, in a way that produces legal effects concerning you or similarly significantly affects you. Any decision-making processes involving your data are conducted with human intervention and oversight.

Industry Regulatory Disclosure Requirements We comply with all industry regulatory disclosure requirements applicable to our business. This includes adhering to regulations and guidelines set by insurance and financial regulatory bodies. We commit to maintaining transparency in our operations and ensuring that our business practices align with legal and ethical standards.